Welcome to my website, 518MortgageMan.com. My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients in a stress free environment, while ensuring them the lowest interest rates and closing costs possible. I specialize in FHA streamlined refinances, debt consolidation loans, cashout refinances, FHA purchases, 1st Time Home Buyer purchases, low cost loans, jumbo loans, and 0 discount point loans. FHA streamline is much like a standard FHA loan, but the paperwork is reduced, making this process much faster and easier so your refinance is no hassle.
Financing your home is your biggest financial transaction; I make this transaction simple, painless, and time efficient. I know that each customer has specific needs, so it's my obligation to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. I strive to secure clients for life through a strong referral base provided by satisfied clients. I want your experience with me to be the beginning of a lasting friendship that will carry on for years to come. My business is built on referrals; so your happiness is my #1 concern!
Today’s technology is providing a more productive environment to work in. For example, through my website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. Looking for 30 year fixed mortgage rates in New York? Look no further! Check out my rates which are updated every time the market changes. In today's market, rates can change up to 3 times a day! It is my job to keep my finger on the pulse of the market for you. You may also evaluate your different financing options by using my interactive calculators and going over various mortgage scenarios. With my expertise, I am dedicated to securing the best rates and the right mortgage loan for you. I can get you a low interest rate whether you are purchasing or refinancing a house in Albany, Schenectady, and Troy or anywhere in the Tri City Area or Capital Region.
Today's banking world is not the one our parents and grandparents were used to. Unfortunately, in the banks eyes, we are nothing more than a social security number and a credit score. It’s become much harder to qualify for a loan in today’s volatile market. These are all valid reasons why you need a 3rd party involved in your transaction. I deal with the banks on a daily basis and I have my finger on the pulse of the market 24 hours a day, 5 days a week. Remember, I work for you in all phases of negotiations with the bank. It is my job to make banks compete for your business and ultimately guarantee you the lowest rate and payment you truly qualify for.

Lending States: NY, PA, CT, NJ, DE, MD, VA, NC, GA, FL, AL, MS, LA, TN, MO, CO, CA